Digital Wallet Apple Card Number Keeps Changing

Earlier this month one of my auto-pays was declined because they had my digital Apple Card number but it had been changed. Message in my transactions history even reads "Declined - Card Replaced". That is the only way I knew the number changed. I gave the vendor the updated information and the charge went through. This morning, less than two weeks later, the same thing happened. A vendor who had the updated card number had the payment declined because the card number was changed again. Neither time had I asked for a new card number - and the card was over a year away from expiration date. Does anyone know why the card number would change (I do not have advanced fraud protection activated)? And, is there a way of being notified when the number is changed so that I can update auto charges? I have had my card for years (since they were first issued) and this is the first time(s) this has happened.


I just remembered the first time was just after I did stop/block a fraudulent charge. Does the card number change when you do that? It still wouldn't explain the second number change.


[Re-Titled by Moderator]

Posted on Jul 15, 2023 03:06 PM

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Posted on Jul 16, 2023 05:02 AM

Are you aware your Apple Card Mastercard has 3 sets of numbers? You have access to only one set, the one listed in the virtual card in your Wallet. That number is the one you give to merchants online (unless paying by Apple Pay).


The other two you do not have access to. One is the number on the mag stripe. That number changes when a card is replaced. The second number is a token number that is used for Apple Pay and is in essence a one time use number for your protection. The token changes with every transaction.


So which number do you think is being changed?




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Question marked as Top-ranking reply

Jul 16, 2023 05:02 AM in response to MomofReilly

Are you aware your Apple Card Mastercard has 3 sets of numbers? You have access to only one set, the one listed in the virtual card in your Wallet. That number is the one you give to merchants online (unless paying by Apple Pay).


The other two you do not have access to. One is the number on the mag stripe. That number changes when a card is replaced. The second number is a token number that is used for Apple Pay and is in essence a one time use number for your protection. The token changes with every transaction.


So which number do you think is being changed?




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Digital Wallet Apple Card Number Keeps Changing

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