How long does it take for Apple Card payments to reflect?

I paid my Apple Card balance in full. It's now the next day and the payment shows, but my available credit is only 9 dollars (my limit is considerably higher than that). Anyone else encountered a similar situation?



[Re-Titled by Moderator]

Posted on Apr 5, 2025 6:53 AM

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1 reply

Apr 5, 2025 7:05 AM in response to kcvinweho

It happens all the time when an unusually large payment is made. It’s normal and a result of accounts, charges and payments being monitored by computers using algorithms (think AI) to monitor for risk and fraud.


You can contact an Apple Card Specialist at Goldman Sachs Bank and inquire about when your available credit will update. If you need immediate access to some or all of the funds, request to speak to a supervisor and explain the situation. They may be able to update the available credit on your account.


CONTACTING — Goldman Sachs Bank 



  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.


https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf

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How long does it take for Apple Card payments to reflect?

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