My Apple Card available credit is not updating although I have made a payment 5 days ago.

There many reasons this can happen. Possible reasons are recent large purchase, card at or near credit limit, new bank/payment account, but there are many reasons. This is not a bug or technical glitch.

If you make payments by transferring funds to Apple Cash and the pay your Apple Card account using Apple Cash is instant as well. It’s free, easy and your available credit is updated immediately.

Apple Card is a co-branded credit card with Goldman Sachs Bank. Support is provided through Apple Card Specialists at Goldman Sachs.

If you call an Apple Card Specialist they may release all or part of your payment. This is a goodwill gesture on Goldman Sachs part.

• CONTACTING — Goldman Sachs Bank 

• Call toll-free at 877-255-5923

How to make Apple Card payments - Apple Support

Hi RoGeller,

welcome to the Apple (user-to-user) Community.

Re: "My Apple Card available credit is not updating although I have made a payment 5 days ago"

Wondering if restarting your iPhone would help bring things up-to-date for you (eg: deletes temporary files):

Restart your iPhone - Apple Support

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Re: "Does anyone know how this works?"

Updating your iOS to the newest compatible iOS version may be helpful.

Eg: If not already updated, iPhone 6 Plus can likely be updated .... eg: to iOS 15.7.6

About iOS 15 Updates - Apple Support

(ie: Article says: iOS 15.7.6 : This update provides important security fixes and is recommended for all users).

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Intro to Apple Card on the Web - Apple Support

says:

When you sign in to card.apple.com, you can use Apple Card on the Web to check your account balance, make payments, and more.

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Resource:

Apple Card User Guide for card.apple.com:

Apple Card User Guide - Apple Support

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More info / support / contact link:

Apple Card Support Website

Apple Card - Official Apple Support

All the best :-)

Hi! Suddenly having the same issue after having immediate balance/credit updates for over a year and a half…was wondering if you got this figured out. Thanks!

Thanks for the info, Jeff!

You’re welcome! Give them a call and if the tier one support person can’t do it, ask for a supervisor.