iPhone calendar is not syncing when connected and backing up to Mac
New iPhone 13mini. Connected via cable to MBAir M1 to back it up and sync calendar, contacts, etc. Noticed Calendars not synced. I found this message: "iPhone 13 is syncing calendars with iCloud. Your calendars are up to date across all your devices. To sync calendars from this Mac, turn off Calendars in your iCloud settings."
I've gone to iCloud, no app or anything checked. Apps syncing to iCloud Drive is blank. None.
I'm on road a lot. Often with poor connection. I avoid iCloud completely.
I only backup iPhones to computer, and computer to backup portable hard drive.
Is there something I missed? Every time I update computer or phones, I worry that iCloud is reinserted into system.
thanks for help.
iPhone 13 Mini