How do people pay me with Apple Cash

Only your email address or phone number. They can then send you a message from an iOS device for payment.

click here ➜ Send and receive money with Apple Cash - Apple Support

• With Apple Cash, you can send, request, and receive money in the Wallet app  or Messages app , get cash back from Apple Card transactions, make purchases using Apple Pay, and transfer your Apple Cash balance to your bank account.

Read this article please ----> Set up and use Apple Cash on iPhone (U.S. only) - Apple Support (IN)