Email check Tabak vs Apple

Of course it is a scam. If you were to click on the link you would likely be asked to confirm who you are by providing your name, bank account number, etc.

Never respond to nor provide any financial or personal information to such unsolicited emails.

markmisky wrote:

Yes the Settlement and case is legit but the email we are getting is in doubt to me. If you look at my post below you will see that when you signed up, you were REQUIRED to provide bank info to get your settlement. If you did not, you get zero. So if you already gave them the payment info why would you get thei email.

You are correct. That email and the responses advising to respond with financial information is a clear opportunity for every scammer to jump onto the bandwagon and solicit bank information from the ill informed. There is no way I would ever reveal financial information to the sender of an email soliciting that information.

That's not exactly the case here. You aren't blindly sending such information as a reply. The email, as shown in the initial post, includes a link that takes you to the Select Payment page.

I got the same type of email for the previous lawsuit. The link took the user to this page.

https://www.smartphoneperformancesettlement.com/

Once there, you clicked the link (now expired) to submit your claim form online. And yes, it asked for a bank routing and account number.

Still, only after investing it for possible fraud did I fill anything out. By the time a $96 payment (or whatever the actual amount was) appeared in our bank account months later, I had completely forgotten about it.

All:

PJ Gupta here, CEO of Checkbook.io

This settlement payout is a result of settlement between Apple and the class action firm. It does not directly involve Checkbook.io

We at Checkbook.io have a contract with the class action operator to disburse the payments online.

We disburse payments at scale and have done millions of such disbursements seamlessly.

We follow the same general security standards as the banks.

It's your choice how you wish to receive your funds but the most secure and easiest is online verification. Micro-deposits work but are not as secure.

In so far as anyone being able to withdraw funds from your bank account: That's a no-no. You are protected by law in case any individual or business withdraws funds from your bank account without your permission.

Happy to answer any questions but we've designed our UI/UX to be seamless.

Good luck to you all and hope you can do something good with the funds you recieve

PJ

This disbursement is for a class action that Apple was involved in

I work for the company that doing the disbursement i.e. Checkbook. Apple is doing the payouts through a class action operator. The company Checkbook is the one actually sending out the claim checks.

The safest way is to verify your bank account interactively/instantly. The company used to verify your bank account is Plaid. This way the password is entered in a widget that connects to your bank without any intermediary company having access to your credentials

You can use micro deposits to verify your bank account - that's a little less reliable though

Today, after receiving a reminder email about my funds from this Settlement Fund, I decided to send an email to info@smartphoneaudiosettlement.com asking if this email is legit. They replied with the following:

Thank you for contacting the Smart Phone Audio Settlement.  

Payments were sent to eligible Class Members on January 29, 2025. If you chose to receive a digital check, you received an email from Tabak v Apple Qualified Settlement Fund with an email address of support@checkbook.io. These are legitimate payments from the settlement. 

If you have any other questions, please send an email to this address.  

For more information, please visit www.SmartPhoneAudioSettlement.com. 

Thank you, 

Smart Phone Audio Settlement 

Settlement Administrator 

www.SmartPhoneAudioSettlement.com  

Since the email really did come from support@checkbook.io, I went ahead and clicked through. Luckily, I didn’t have to enter my banking info again since I had already provided it when I initially signed up for the settlement. Instead, there were just a few verification steps to complete.

Once I finished them—boom! Direct deposit straight into my checking account. Talk about a pleasant Monday morning surprise! And to think, if it weren’t for that reminder email, I would’ve completely missed out on a free $200. 😲💸

Kurt Lang wrote:

You of course don't give that info to just anyone. Only provide it, in a case like this, where you know the handlers are using it only for the purpose of depositing your funds.

Again, this a common way of transferring such settlement proceeds. It's been done for decades.

As far as the check? Haven't seen one, but it may be there as a choice for the recipient to deposit the proceeds themselves rather than supplying the bank info. How they would then prevent you from doing both, I don't know.

Never ever give out banking details to an unsolicited email.

Yes the case is legitimate. An email asking for banking information is not. I or anyone could have sent you an email referring to the legitimate case and asking for your banking information.

Never ever interact with nor provide financial or personal information in response to an email request for such information.

Think it’s a scam. Settlement website says if you do not provide a payment account you get nothing.

smartphoneaudiosettlement.***/faqs

[Edited by Moderator]

Yes the Settlement and case is legit but the email we are getting is in doubt to me. If you look at my post below you will see that when you signed up, you were REQUIRED to provide bank info to get your settlement. If you did not, you get zero. So if you already gave them the payment info why would you get thei email.

What I really would have liked to check is the phone number that has already been truncated by the hosts.

If you have the full number, do a Google search. Does it lead to a law firm, or does it go nowhere?

If it does go to the Angeion Group (the street address shown), then call and ask them to verify the email.

It’s legit. I got the same email and I clicked the link and provided the routing number on account number of an account that I don’t typically use so if it was a scam, it wouldn’t really affect me. And the $200 was deposited this morning so like two days after I got the email and provided my information.

So just a further follow up on my deposit it has definitely cleared and it’s good funds in my account at Chase so hopefully everything goes OK for everybody else out there it is legitimate settlement to Back. I actually have the paperwork from a long time ago when this was first proposed, and I agreed to be in on it so it does look good. I know it’s scary nowadays nobody wants to click on anything, but this does appear to be OK

Spoke with my **, did digital deposit. Check is good.

Kurt Lang wrote:

What I really would have liked to check is the phone number that has already been truncated by the hosts.

If you have the full number, do a Google search. Does it lead to a law firm, or does it go nowhere?

I'm sorry but this is the way scammers work.

I often get emails asking for a response including my financial information. Included in the email may be a statement such as "If you have questions please contact xxx-xxx-xxxx". This contact number may be legit and is included to help convince the email recipient that the email is a valid request. There is no way I would ever provide financial information in response to an email request.

Which is why I never respond to any such email without checking its authenticity. Regardless of whether the address, phone number or other such information is correct, the next easy thing to check for fraud is the idiotic domain names they come from. Like a Gmail or Outlook account. Or the even more obvious gobbledygook return addresses you often see.

My point throughout here was that the settlement is real. The email itself? I don't know. The user needs to check that.