How to get a refund on Apple Pay

Please contact the merchant and request a refund. The funds are sent directly to your payment method (bank credit or debit card) used to complete the transaction. If the merchant refuses to refund, please file a dispute with the bank that issued the payment method used.

That’s basically all you can do. Many people are under the assumption that Apple approves and pays merchants. Apple can’t do that. All Apple does, is in a very secure manner, transmit data between merchant and the card issuer (bank). The bank approved the transaction and any refund or compensation will come from the bank or Mastercard, Visa, Am/Ex etc. All the major networks offer fraud protection etc. However, if it’s fraud, it may be difficult to prove, and you’ll need a police report.

Get a refund for purchases made with credit or debit cards using Apple Pay - Apple Support

Please contact Apple Support at 1-800-MY-APPLE

You’re responding to the original poster by asking a question of a question. The OP can’t answer their own question and how are they going to answer your question?

I'm happy to answer your questions, but I need to know what the question is. 😀😀

You need to provide more details or we won’t be able to assist. Please do not provide actual account numbers etc.

I need a refund for £9.99 that you take out of my account today

Did you read my post? It’s directly above your comment. It had your answers and a link for you to start the refund process.

The refund did not all the transactions

They took my money and I did not authorize this need a refund asap

Apple Pay can’t take funds. Are you referring to Apple Cash?

I did not authorize this transaction

The last transaction on my account I did not authorize