Transferring Apple Cash to Savings

Let’s go back to the beginning. Your iPhone is not updated to iOS 16.4.1 or later. This must be done. If you are aren’t updated. You won’t see the necessary links, hence the confusion you're encountering. Please follow these instructions to the end to avoid any other issues setting up your Apple Savings account.

Let’s start with the basics and continue to the application for Apple Savings Account. Updating your iPhone to iOS 16.4.1 or higher is necessary or the application links will not appear. Link to update is below.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verify
• iPhone must be updated to iOS 16.4.1 or higher.

iPhone must be updated to latest version of iOS, 16.4.1, this requires an iPhone 8 or higher.

Update your iPhone or iPad - Apple Support

iPhone must be updated or you can’t apply. Your Apple Cash account must be verified to transfer funds from Apple Cash account.

Identity verification for Apple Card or Apple Cash - Apple Support

Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.

Set up and use Savings in Apple Wallet - Apple Support

If you would like to view a post with screenshots showing each step, follow this  link.

https://discussions.apple.com/thread/254807120

Please do not confuse Settings app for Wallet app! The Wallet app is where you start to navigate to for approval for Apple Savings account.

If you experience issues, please let us know by adding a comment to your post.

You’re welcome. Great suggestion! Enjoy your new Apple Savings account.

My daughter just had this problem, make sure your iOS is up-to-date or you won’t see the savings account option