Can’t add affirm virtual cards to wallet since buying new iPhone 14 pro max

I’m so sick of getting the run around from both apple and affirm. Affirm managers tell me it’s not their issue apple is at fault for not being able to add cards to apple wallet as they approve the cards for use and they do work online but since getting a new iPhone they can’t be added to apple wallet. I call apple they trouble shoot and Blame affirm saying affirm won’t verify the cards but the manager at affirm gave me proof they are activated and approve for digital wallet use. I can add other cards to my apple wallet most of the time with no issue. Last time I had a problem my other bank Bank of America said they are aware of a problem on apples end and apple needs to fix it but they keep blooming all the banks saying it’s just a wallet. I am starting to really regret getting a new iPhone because I have had nothing but problems since upgrading from a xs max that never gave me problems. All these wallet issues started as soon as I started using the new phone and I’m sick and tired of not being able to add the primary cards for affirm to apple wallet. Affirm is no help they blame apple apple blames affirm for not verifying the cards, Bank of America said it’s an issue with Appl le as well but I eventually got it in my wallet.