Well, it looks like this time the watch is lost for good. My 8 yr old daughter seems to have misplaced watch again. It is linked to Find My and I activated Lost Mode a few weeks ago. I have insurance on the watch through Apple. Do I go to an Apple Store to get watch replaced or do I go to the phone carrier? Not sure what to do
[Re-Titled by Moderator]
I hate to break it to you, but Apple does not sell theft and loss coverage for the Apple Watch. Only for the iPhone.
If you have insurance through your carrier, talk to them, otherwise, you're just going to have to buy a new one.
You've probably already done all of this:
If your Apple Watch is lost or stolen - Apple Support
To the best of my knowledge, AppleCare+ for Watch doesn't include coverage for lost/stolen watches. If you have coverage through your carrier, you'd need to speak to them.
Apple only offers AppleCare+ with Lost or Stolen Device Protection for iPhones, not other products. So you couldn't have purchased insurance from them. If you purchased insurance from a third-party such as your carrier, you need to contact them and file a claim. Otherwise you'll need to purchase a new Watch, sorry.
How do I replace a lost Apple Watch with insurance through Apple?
