I have a Macbook Pro M1 and I was on latest Mac OS 17 and I decided to back up with time machine to a SSD and then delete everything using disk utility, to update to Mac OS 18.0 freshly, but now I can not add cards or use apple pay, It says that security settings were modified, and now is not allowed, what can I do?
MacBook Pro 13″, macOS 15.0
Just my experience and opinion but this erase and install practice creates more issues than it could ever solve. 😀
Please create a new admin user account. Once logged into the new account try to add a card. If it you’re notified there is another Apple Pay account and do you want to reset it, say yes reset. Add a card. Once added, log out and go back to your original admin account, try to add a card. When it says there is already an Apple Pay account, do you want to reset, say yes and add your card. This should enable you too add more cards.
Just my experience and opinion but this erase and install practice creates more issues than it could ever solve. 😀
Please create a new admin user account. Once logged into the new account try to add a card. If it you’re notified there is another Apple Pay account and do you want to reset it, say yes reset. Add a card. Once added, log out and go back to your original admin account, try to add a card. When it says there is already an Apple Pay account, do you want to reset, say yes and add your card. This should enable you too add more cards.
It may come back when the OS is upgraded. If you recently upgraded the OS, you’ll need to remove the user again.
I updated my MacBook Air using the standard update (I did not delete everything with disk utility, etc.) and had had the same issue with not being able to use ApplePay on my MacBook Air. I tried several other solutions but nothing worked. The above steps of adding a new user and resetting the wallet solved my problem.
That’s great news! Thank you for sharing your experiences and I hope you have a great week.
This worked for me as well! Thank you very much!
You’re welcome! I hope you have a great day!
But I don't want to add a new user and then have 2 accounts on the Mac. Any other solutions?
Follow the steps, then delete the second account. That worked well for me.
Just delete the 2nd account when you’ve finished setting up your old account, as laro_a suggested.
Unfortunately after a few weeks the issue came back. This is very frustrating.
Apple Pay disabled on Mac
