iPhone 14 pro max apps not loading

For around a week or two, my iPhone 14 pro max has been bugging and specific apps have been crashing or closing down upon starting it. I have tried everything with deleting and re-installing the app, reseting my setting and rebooting my phone. I am not sure if it is the new IOS update 17.1.2 or the phone itself. I have been having a hard time with my banking apps and even school apps. Please let me know if apple will fix this or I would need to replace this phone. I have done nothing to the phone that would tinker its settings or processors and I am praying that it would get fixed.

Apps that do not work

• instagram
• telegram
• security bank (Banking app in the philippines)
• Canvas student app
• BeReal
• PayPal
• Any of my games asides from sudoku