Can not add Apple account "balance" card to iPhone wallet

I not see there option "add Apple account card". Balance is there 9,99 EUR,

You cannot add your Apple Account balance to Wallet.

Here is your Apple Account balance -> Check your Apple Account balance -> Check your Apple Account balance – Apple Support (UK)

-----

See the following Apple articles:

Set up Apple Pay -> Set up Apple Pay - Apple Support

Countries and regions that support Apple Pay

Countries and regions that support Apple Pay - Apple Support (EG)

If you can't add a card to Apple Wallet to use with Apple Pay

If you can't add a card to Apple Wallet to use with Apple Pay - Apple Support

• Apple does not approve or decline cards for use with Apple Pay. If your card was declined, contact your bank or card issuer.