I Pay m’y Apple Mastercard off as I charge. Ive done that since I got the card to avoid interest charges. I have an available limit of 1800 but it says my available balance was $0 and I didn’t understand. They have been crediting me the day off paying my bill for a year now. I take money from my main bank and transfer daily money into my account as needed. So why is it not sending a payment
iPhone 14 Pro Max
There are several common reasons why a payment is not credited to your available credit immediately.
• making multiple payments in rapid succession
• larger payment than usual
• using a new account or account you haven’t used before or recently
• making more than 5 electronic payments in a day
Those are the most common reasons, but there are others as well.
I would chat or call Goldman Sachs and inquire about the availability of funds. If you ask, they may release or all or part of the funds. They are not required to and it’s a goodwill gesture. Please use the contact information below.
Just as an FYI, your bank has up to 30 days after payment to request return of funds for your payment. Many people believe that once the funds are withdrawn from their bank, it’s paid. But that’s not the way it works. This means I can have a $5000 credit limit, spend it, make a payment of $5000 and spend that. I’ve spent $10000 of the banks money and now I can skip. The original payment bounces or my bank demands it’s return to cover other withdrawals and Goldman Sachs is out $10,000. This happens everyday, but on a large scale. Banks are careful with their depositors money and rightly so. I’m not accusing, just using an example of what an automated system is designed to protect against.
CONTACTING — Goldman Sachs Bank
There are several common reasons why a payment is not credited to your available credit immediately.
• making multiple payments in rapid succession
• larger payment than usual
• using a new account or account you haven’t used before or recently
• making more than 5 electronic payments in a day
Those are the most common reasons, but there are others as well.
I would chat or call Goldman Sachs and inquire about the availability of funds. If you ask, they may release or all or part of the funds. They are not required to and it’s a goodwill gesture. Please use the contact information below.
Just as an FYI, your bank has up to 30 days after payment to request return of funds for your payment. Many people believe that once the funds are withdrawn from their bank, it’s paid. But that’s not the way it works. This means I can have a $5000 credit limit, spend it, make a payment of $5000 and spend that. I’ve spent $10000 of the banks money and now I can skip. The original payment bounces or my bank demands it’s return to cover other withdrawals and Goldman Sachs is out $10,000. This happens everyday, but on a large scale. Banks are careful with their depositors money and rightly so. I’m not accusing, just using an example of what an automated system is designed to protect against.
CONTACTING — Goldman Sachs Bank
Apple credit card has 0 balance and high limit but declined
