I appreciate your quick responses!
@leroydouglas
Not clear about what you mean regarding associated issues. But if I am understanding you correctly; I kept getting a prompt window saying:
<< I did not shutdown my computer properly upon restart/ boot up>>
despite having repeatedly shutdown properly; so I updated based on what I was seeing in the community notes.
That issues seems to have been resolved.
Re: removing the standard account: In doing so would I lose my web browser bookmarks and browser history and other customizations I have other software profiles?
@Barney-15E
I’m coming from Big Sur (11.7.4) so unless there were changes I’m unaware of as of/leading up to Ventura, I understood that a standard account required entering an Admin name and password to install anything on the machine.
Instead, I was simply asked for the password I used to log into my Standard account, which was set up not to have install privileges.

Perhaps Garry Brooke articulates my stance more eloquently as he encountered the same issue with the 13.1 update.
Ventura 13.1 update - accepts non-admin c… - Apple Community
Open to additional advice - thanks again