Apple is trying to charge me when adding a new payment method

Yeah, there’s a $1 hold, but then immediately after I hit ‘done’ on that same CC info page, to get to the next part, it says that there was ‘insufficient funds’ followed immediately after that from my CC, stating “Apple charged $39.99, but there was insufficient funds”

how, again, is it supposed to put a $1 hold, then charge my card $40???

If you are in the US and Apple posts a hold to verify the card of more than $1 that means that you owe them that amount from a previous purchase that never cleared→iTunes Store & Mac App Store: About payment card authorization holds

Here is a one-stop link for billing questions→Subscriptions and Billing - Official Apple Support. You can review your purchase history to see what you were charged for, cancel subscriptions, request refunds and update your payment method.

You will have to contact Apple support.

It’s trying to charge me 36 US dollars

What currency? When you add a card Apple verifies the card by posting a small hold on the account, usually 1 USD. The amount will be different depending on the currency. It is just a hold, it is not a charge, and it will disappear after a few days.

https://getsupport.apple.com/topics

I'm facing the same problem here, all i wanted is to update my payment method on appstore and now they're trying to bill me 35€!

I Tried to add a new payment method 3 days ago after u reset my iPhone because the App Store wasn’t working, later than on it charged me 24.98$, For what???