I lost my iphone 13, how could I save my data and reclaim new one because I have an apple care lost and theft.
I lost my iPhone-13 how could I claim a new phone because I have insurance?
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As far as "save my data" is concerned, you (the owner) have the responibility to create backups on a regular basis.
As far as your specific AppleCare+ protection plan is concerned, see hese instructions:--> iPhone Theft and Loss Claims - Official Apple Support
Regards
Giulio