Certain conditions may require you have a payment method on your account, as outlined in the document about how to remove a payment method from your Apple ID --> Remove a payment method from your Apple ID - Apple Support
- You have active subscriptions.
- You are set as the Family Organizer for a Family Sharing plan
- You owe money for past purchases.
Sign in with your Apple ID - Sign in with your Apple ID - Apple Support - at the very bottom: "When you sign in to the App Store and other media services for the first time, you might need to add a credit card or other payment information." 20221024