How do I maintain iCloud subscription without funds in Apple Pay?

If subscriptions are not paid when due the service you’re subscribed to will be suspended. Ultimately, failure to pay results in termination of the account and potentially loss of data. Try to pay your vital subscriptions first to avoid loss of critical data. Consider asking relatives and friends for assistance. You can also start a Go Fund Me, asking for assistance or consider selling items on eBay and Facebook Marketplace. Good luck.