Grayarea55 wrote: … I'm trying to backup a photo folder to a SD card.
I'm worried that we don't know what you mean by "photo folder?" Is this a folder of pictures in Finder? Or do you mean an album in Photos?
I drag the folder to the card icon. The clock icon in the photos window starts. The folder name is transferred to the card but it does not contain any photos.
OK, so it sounds like you're in Photos, so do you mean an album or a folder? A folder contains albums. Pictures are in albums.
How do you know that the card "does not contain any Photos?" SD cards are meant to show only pictures in a specialized folder. Follow Matti Haveri's advice and don't use SD cards for storage.
You cannot depend on Drag & Drop to export pictures from Photos. If you want to know more, see this:
Should you use Drag & Drop in Photos" - Apple Community
You need to use File>Export. To export original files, use File>Export>Export Unmodified Originals. To export edited pictures, choose File>Export>Export nn photos. Logiciswhyicame worries about the order of the pictures and their filenames. But that is entirely in your control with the Export dialog-- you just choose Sequential to produce a file name that shows order:

Then your picture files might look like this:

with your own title, of course.
If you choose to export by filename, then you will see the original file names. I give my pictures titles that include an index number, so I often export my pictures with my titles for their filenames. But, in any case, the filenames are up to you.
About backups: there are 3 kinds:
- Incremental-- like Time Machine. This produces an hourly (or whatever) backup of all the changes that have occurred since the last backup. It should have it's own external drive.
- Pictures-- the Originals should be stored separately from Edited versions. Frankly, I don't do this, because it isn't necessary.
- Library-- we periodically copy the entire Photos Library to a separate drive. The Photos Library takes up less space and has more information than the pictures themselves.
In Summary
- Don't use SD cards (or flash drives) for storage
- Don't use Drag & Drop
- Use File>Export to control the resulting picture files.
- Backup with Time Machine and Library copies to external drives.