iCloud download of originals/high res broken

There seems to be an issue with iCloud download of originals.

Starting an hour or two ago - my phone will not export/download photos that it has the low res thumbnails for and the originals are in iCloud.

I get an error however I try to share (Airdrop, email), and cannot copy the photo either to paste directly into an email. My iPhone is trying to download the high res version and failing (before it gets to sending it anywhere or bringing it up in a draft email).

Photos that happen to already be downloaded (ex recent or some favourites) still Airdrop or Email share out successfully.

Similarly - I see the same issue now on my laptop using Photos, I cannot download originals or export. "Export completed with errors" 0 of 1 files exported. "Failed to download from iCloud."

This is not:

* A storage issue on iPhone nor Macbook (both devices tested have plenty of storage to download)

* An apple ID issue, both are signed in, I even tried rotating the password and signing in again - did not fix

* A reboot issue - both devices have also been rebooted.

* An outdated software issue - my devices are recent models and up to date.

This really looks server side.