iPad Pages lacks top-of-keyboard-predictive text

Ah, that frozen keyboard size was the clue. Here's the post that solved it: Keyboard will not enlarge. I turned Scribble off and now the keyboard both resizes and offers predictive text at the top.

That post also explains that Scribble requires a different type of keyboard--which Notes does not have, Scribble does not work with Notes, which is a good thing, because otherwise I would never have realized that that new feature was knocking out a much more important one.

Thanks, Tom, for providing that screenshot!

Yes, that's what I'm looking for. And I'm attaching a screenshot showing that it offers possessives in Notes.

So why don't I have this in my iPad Pages?

Clearly I have the correct global, system-wide keyboard settings, since it works in Notes.

What am I doing wrong in Pages? Its settings via Settings>Apps>Pages offer nothing relevant to this. The closest to it in Pages' in-app settings is Auto-Correction>CheckSpelling, which just underscores nonstandard text in red.

Actually, there's another problem. In Notes, I can pinch-expand the keyboard to the wide style you display, or pinch contract it to the small version to allow swipe-typing. But in Pages, the keyboard does not respond to the pinch-expand gesture; it's frozen at the small size. It has a handle for repositioning, but no top bar

with suggestions. It always looks like this (which makes me think some simple setting is off, but I don't know which):