How can I lower Apple Card interest charges?
How can I lower my interest rate
[Re-Titled by Moderator]
Close your account, wait 30 days and apply for a new account. If your credit, employment and debt to income ratio have changed significantly, you may qualify for a lower rate on your new account.
If you’re encountering financial hardship, Goldman Sachs has a program you can enter. You can learn more about the program at the links below,
About Apple Card payment assistance - Apple Support
How to avoid or lower Apple Card interest charges - Apple Support
You may also contact an Apple Card Specialist at Goldman Sachs Bank.
CONTACTING — Goldman Sachs Bank
- Using Messages; chat with an Apple Card specialist
- Call toll-free at 877-255-5923
- Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.
Interest rates on virtually all revolving accounts (credit card accounts) are variable and change as the Federal Reserve Bank raises and lowers the Prime Interest Rate. The Federal Reserve recently lowered the Prime Rate ½ percent and the accounts will reflect the change shortly.