How to continue accessing Outlook.com email in Mail app on macOS Sonoma 14.5?

YES! AT LAST! I have spent days trying to get access to my Outlook.com emails in Apple Mail. I even switched-off 2FA, deleted the account, re-created account, tried "App Passwords" etc, all the normal stuff, but I still could not login. Error message about "Unable to verify..." was a constant popup. I was able to use a web browser and my iPad and iPhone worked, just not Apple Mail on my 14" laptop. However, selecting the "Exchange" option, counter-intuitive since this is a personal account not a business account, worked straight away and I now have both email accounts working in Apple Mail. Thank you to whoever first found this, and good luck to everyone else suffering from Apple and MS upgrades.