How do I lower the interest rate on my Apple Card
the Interest rate on
my Apple Card is unreasonably high. Can I negotiate a lower rate?
Question marked as
Negotiating a new rate is not an option. Interest rates are established when you opened your account and risk you presented when you opened the account. Any subsequent changes are a result of the Federal Reserve Bank raising the Prime Interest Rate.
The support article I linked to below may help.
How to avoid or lower Apple Card interest charges - Apple Support