Late Payment on Apple Card

If i am past due on my apple card bill by the due date is it possible to just pay that the next month or will apple close out my account.

iPhone 12, iOS 16

Posted on Sep 2, 2023 07:43 AM

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Question marked as Top-ranking reply

Posted on Sep 2, 2023 08:55 AM

Apple Card, unlike many credit cards, has no late fee. Your late payment will not be reported late until it’s 30 days late. However, your credit limit will probably be lowered, future payments may not be instantly credited to your available credit. Repeated failure to at least make minimum payments by due date may result in your account being permanently closed.


I would make a payment of any amount as soon as possible. I would also urge you to contact an Apple Card Specialist at Goldman Sachs as soon as possible. Continued silence on the matter a poor choice.


CONTACTING — Goldman Sachs Bank 


Using Messages; chat with an Apple Card specialist 


  • Call toll-free at 877-255-5923; or


  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112. 
3 replies
Question marked as Top-ranking reply

Sep 2, 2023 08:55 AM in response to joeyslimo

Apple Card, unlike many credit cards, has no late fee. Your late payment will not be reported late until it’s 30 days late. However, your credit limit will probably be lowered, future payments may not be instantly credited to your available credit. Repeated failure to at least make minimum payments by due date may result in your account being permanently closed.


I would make a payment of any amount as soon as possible. I would also urge you to contact an Apple Card Specialist at Goldman Sachs as soon as possible. Continued silence on the matter a poor choice.


CONTACTING — Goldman Sachs Bank 


Using Messages; chat with an Apple Card specialist 


  • Call toll-free at 877-255-5923; or


  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112. 

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Late Payment on Apple Card

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