Why I’m not able to add my card to Apple Pay

Are you in a country or region that support Apple Pay?

Places that support Apple Pay - Apple Support

Does your financial institution support Apple Pay?

Apple Pay participating banks in Asia/Pacific, Africa, Europe Latin America, Middle East and United States - Apple Support

Confirm your region is set correctly.

Change the language and region on iPhone - Apple Support

Change your Apple ID country or region

See if this article helps:

Set up Apple Pay - Apple Support

Pay particular attention to Supported Regions and Banks.

My iPhone 11 is decline me fro making payments

I am trying to put a card on my Apple account but it won’t let me