Why can’t I use a credit card for Apple Pay?

Why can’t I use a credit card to send money in Apple Pay? I don’t have a debit card, and cannot find a way to use the credit card I have verified in Apple Pay. Alternatively is there a way to “deposit” money into Apple Pay in order to send someone money?

Posted on Oct 30, 2022 08:34 AM

Reply
Question marked as Top-ranking reply

Posted on Oct 30, 2022 11:00 PM

Hi wjfortier

Welcome to the Apple Community.


We are all Apple users, like yourself, in this community,

so we have no way of knowing why Apple does things the way Apple does them.


Guessing you may need to prove you have the money before you can use that money, like at a bank ... ?


:Apple Cash Terms and Conditions:

https://applecash.greendot.com/termsconditions/


How to: Set up Apple Cash – Apple Support


How to: Add money to Apple Cash - Apple Support

says:

"you can add money to your balance using the debit or prepaid cards that you already use with Apple Pay in Wallet.

If you don’t already have one of these cards in Wallet, you need to add one before you can add money".


You can't use credit cards with Apple Cash, and you might not be able to use some prepaid cards.

You can't add money from a gift card, even if it's already in Wallet."


If needed: Apple Cash Support website.


All the best :-)

1 reply
Question marked as Top-ranking reply

Oct 30, 2022 11:00 PM in response to wjfortier

Hi wjfortier

Welcome to the Apple Community.


We are all Apple users, like yourself, in this community,

so we have no way of knowing why Apple does things the way Apple does them.


Guessing you may need to prove you have the money before you can use that money, like at a bank ... ?


:Apple Cash Terms and Conditions:

https://applecash.greendot.com/termsconditions/


How to: Set up Apple Cash – Apple Support


How to: Add money to Apple Cash - Apple Support

says:

"you can add money to your balance using the debit or prepaid cards that you already use with Apple Pay in Wallet.

If you don’t already have one of these cards in Wallet, you need to add one before you can add money".


You can't use credit cards with Apple Cash, and you might not be able to use some prepaid cards.

You can't add money from a gift card, even if it's already in Wallet."


If needed: Apple Cash Support website.


All the best :-)

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Why can’t I use a credit card for Apple Pay?

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