Apple Watch changes payment method on its own

I select a payment method from my wallet on Apple Watch. When I tap it on the payment terminal I find out it switched itself to using my Apple Card instead of the payment method I originally selected. I have gesture control turned off on the watch and this has happened multiple times. I am seriously annoyed at this behavior. No idea why it just switches itself. This is maybe one out of ten times but still if I want to use a specific rewards card that gives extra points for restaurants I don’t want the Apple Watch deciding on its own to use my Apple Card instead. Any reason why it just switches payment methods on its own?

Posted on Oct 12, 2022 10:03 AM

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Question marked as Top-ranking reply

Posted on Oct 13, 2022 12:42 PM

Hey there Revonlogh,


Thanks for reaching out to the Apple Support Communities. Just to confirm, are you changing the default card on your Apple Watch with the steps listed in the following resource: Change or remove the payment cards that you use with Apple Pay - Apple Support


How to change the default card for Apple Pay on your Apple Watch
1. On your iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Under Transaction Defaults, tap Default Card.
4. Tap a card to set it as your default card.


If so, we'd recommend reaching out to Apple directly at this link here: Get Support - Apple


From that link you'll want to select Apple Pay > Bank Cards & Wallet > Use debit or credit card for purchases. From there select Continue, and you should see some options to reach out, depending on your location.


We hope that's able to help.


Take care!

1 reply
Question marked as Top-ranking reply

Oct 13, 2022 12:42 PM in response to Revonlogh

Hey there Revonlogh,


Thanks for reaching out to the Apple Support Communities. Just to confirm, are you changing the default card on your Apple Watch with the steps listed in the following resource: Change or remove the payment cards that you use with Apple Pay - Apple Support


How to change the default card for Apple Pay on your Apple Watch
1. On your iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Under Transaction Defaults, tap Default Card.
4. Tap a card to set it as your default card.


If so, we'd recommend reaching out to Apple directly at this link here: Get Support - Apple


From that link you'll want to select Apple Pay > Bank Cards & Wallet > Use debit or credit card for purchases. From there select Continue, and you should see some options to reach out, depending on your location.


We hope that's able to help.


Take care!

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Apple Watch changes payment method on its own

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