Why can’t I send and receive Apple Pay
My Apple Pay will not let me send or receive money on this device for some reason. Unfortunately , I have to hook my cards up to my friends’s Apple Pay 🙄😩
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Hello,
Adding your cards to someone else’s Apple Pay could easily create an issue with your bank and/or their Apple ID.
Finish setting up your iPhone, iPad, or iPod touch - Apple Support
”Remember to add your cards to any device that you want to use with Apple Pay. Here's how:
- Go to Settings > Wallet & Apple Pay.
- Add your card and wait for your bank to verify your information. If your bank needs more information to verify your card, they'll ask for it.
Learn how to set up and use Apple Pay.”
If the cards are already in your Wallet App but not able to be used in the Messages App, you might need to set up Apple Cash and may need to verify your identity.
Set up Apple Cash - Apple Support
I hope this helps.