Apple keep taking money off a card that’s not on my account no more

contact iTunes Support. Either use the form or scroll to the bottom of the page in the 2nd link. Follow through the screens to get a chat or telephone option.  

iTunes Support

iTunes Support – world wide

Some Apple Suggestions.

Apple ID - If you see ‘itunes.com/bill‘ or an unfamiliar charge on your bank, credit card, or debit statement

Do you know why you are being charged? Do you have any subscriptions?

Purchases - View, change, or cancel your subscriptions

Purchases - Subscriptions not billed through Apple