card payment
There is a regular APPLE.COM/BILL payment that goes out of my bank every month, which is not mine, and looking to cancel it. how?
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Have you checked your subscriptions and your iCloud storage? See: View, change, or cancel your subscriptions - Apple Support
If that isn't it, see the following instructions. They include information on contacting Apple Support if the other steps don't help: If you see apple.com/bill, itunes.com/bill, or an unfamiliar charge on your statement - Apple Support