For clarity, yes, I do know where crash logs live but as it seems you're unsure, the user location is at:
~/Library/Logs/DiagnosticReports
and the system location is at:
/Library/Logs/DiagnosticReports
Generally, application crash logs are found in the user Library location<sup>†</sup> (above). Hang/high usage event logs were saved to the system location. I've been sending app crash logs to devs for decades which is why I'm quite familiar with where they live. :-)
EtreCheck Pro reports no relevant issues: I'd already checked this when I first spotted the problem and before posting here. This is a 2024 MBPro M4max so not short of cpu/RAM/space.
Indeed, the morning of the day I updated my MBPro OS to Tahoe (v26.1 - thread title is wrong but I can't correct it) I sent some app crash reports from the user location.
It wasn't until I had updated macOS from 15.7.2 to 26.1 that I noticed the same app crashes occurred but I couldn't find the crash logs nor was the OS crash reported dialog shown. At the time I had a crash in 15.7.2 that made a log and the same crash under 26.1 created no lot. Plus, I was tracking crashes in more than one app, so it isn't one 'rogue' app.
I can't find any thing in the console indicating an issue. The crashes I was tracking are now fixed. I guess I could ask one of the devs for an unfixed crasher I can replicate to try and crash with the Console running.
After much online digging, this is a known but not formally admitted OS bug . The best guess is some permissions were mangled during the OS upgrade. I've too much on to 'just' rebuild the OS and configure 100s of apps in the hope it might fix the issue. More constructively, I'd like to bear down on where the permissions may be at fault. Likely it's some plist or container permissions that need a fix.
So where best to look?
†. I do this often enough that my Mail apps' default location when additional attachments is the DiagnosticReports