How to set up Apple Pay without entering SSN?

I want to set up my Apple Pay but it says that I need to enter my ssn how do I bypass it


[Re-Titled by Moderator]

Original Title: Apple Pay

iPhone 13, iOS 26

Posted on Dec 2, 2025 9:58 PM

Reply
1 reply

Dec 3, 2025 2:36 AM in response to Lij12

You may be required to enter one for Apple Pay Cash.

Apple Pay security and privacy overview - Apple Support

When you send and receive money with Apple Cash (U.S. only)

“To verify your identity, you may be asked to provide information including your name and address to the bank and their identity verification service provider. This information is used only for fraud prevention and to comply with U.S. financial regulations. Your name and address is securely stored by the partner bank and Apple Payments Inc., but any additional information that you’re asked to provide — such as Social Security number, date of birth, answers to questions (e.g., confirm street name you have previously lived on), or a copy of your government ID — can’t be read by Apple”


How to set up Apple Pay without entering SSN?

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