AppleCare+ coverage transfer discrepancy for iPad Pro replacement

I’m hoping someone can clarify how AppleCare+ transfers are supposed to work.


I’ve had an AppleCare+ plan since 2022 for my iPad Pro (£5.99/month). My iPad was recently replaced, and Apple Support told me I had to start a brand-new AppleCare+ plan at £8.99/month because the coverage “can’t be transferred” to the new serial number.


However, the AppleCare+ UK Terms and Conditions (Clause 4.1.2) state that “the replacement Apple-branded device will become the new Covered Equipment under this Policy.”


I’ve always had replacements before without needing a new policy, so I’m confused why this time it’s different. Has anyone else experienced this or been able to keep their original policy active?


Thanks in advance!


[Re-Titled by Moderator]

Original Title: Applecare+

Posted on Nov 6, 2025 2:59 PM

Reply
Question marked as Top-ranking reply

Posted on Nov 7, 2025 3:23 AM

In my Settings > Apple Account > Subscriptions, my £5.99 AppleCare+ plan is still active, but it shows the serial number of my old iPad, which has since been replaced.


When I called Apple to have the serial number updated to my new iPad, I was told that I would need to purchase an entirely new policy. This instruction directly contradicts Apple’s own UK Terms and Conditions, specifically Clause 4.1.2, which states:



“The replacement Apple-branded device will become the new Covered Equipment under this Policy.”

It also appears to breach FCA regulations, as customers in the UK should not be required to cancel existing insurance or pay a higher price when their covered device is replaced. I’m concerned that this practice could be misleading and unfair to consumers.

9 replies
Question marked as Top-ranking reply

Nov 7, 2025 3:23 AM in response to shoeluvr13

In my Settings > Apple Account > Subscriptions, my £5.99 AppleCare+ plan is still active, but it shows the serial number of my old iPad, which has since been replaced.


When I called Apple to have the serial number updated to my new iPad, I was told that I would need to purchase an entirely new policy. This instruction directly contradicts Apple’s own UK Terms and Conditions, specifically Clause 4.1.2, which states:



“The replacement Apple-branded device will become the new Covered Equipment under this Policy.”

It also appears to breach FCA regulations, as customers in the UK should not be required to cancel existing insurance or pay a higher price when their covered device is replaced. I’m concerned that this practice could be misleading and unfair to consumers.

Nov 8, 2025 10:29 AM in response to LotusPilot

Thank you for your time. I think this could potentially be a serious issue. I bought the ipad in 2021 with 2 years cover until 2023. Then in 2022 I smashed the screen and got a replacement. I was told to buy a new insurance product, but I just realized I already had paid for 1 year applecare.


My understanding of the UK T&Cs is:


1) When Apple replaces a device (even with a different/functionally equivalent model), the replacement becomes the new “Covered Equipment” under the existing policy—the serial should be updated, not a new policy sold. (See clause often numbered 4.1.2.) Apple

2) The monthly clause about Apple being “no longer able to service” just means Apple can stop renewals after one month’s written notice, it doesn’t require customers to repurchase cover when Apple supplies a serviceable replacement.

3) Apple’s own support page also says that if they replace the device, they automatically transfer the plan.

4) If there’s a clause that actually requires buying a new policy after a replacement/model change, I’d be grateful if you could reference it I have looked all through it and put it in chatgtp but I can't see it. Apple/AIG need to transfer the original cover to the replacement’s serial (backdated to the swap) and refund the extra premiums from the terms and conditions.


I am concered that UK customers have bought new policies when they should not be under our laws.


Please run this situation through chatgtp or an LLM and you will see this. My understanding is the UK terms say a replacement becomes the new “Covered Equipment” and the serial should be updated, if there’s a clause that requires buying a new policy after a replacement/model change, please let me know because the clause 3.2.2 you quoted It only lets apple stop renewing a monthly policy after giving one month’s written notice if they can’t service the covered device. It does not say I have to purchase a new plan.


I bought a 2-year fixed-term plan in Dec 2021, so 3.2.2 doesn’t apply to that contract. And when Apple gives a replacement, the policy should transfer to the new serial (the replacement becomes the new “Covered Equipment”). Selling me a fresh plan is a separate sales decision, not something 3.2.2 covers.


Nov 8, 2025 3:46 AM in response to aunty1234

Insofar I can ascertain from the AppleCare+ monthly policy effective in the UK at the time of your purchase, as I read it, the policy life is effectively limited by clause 3.2.2. When the covered model ceases to be supported for repair, due to unavailability of parts, the policy ends.


3.2.2 - Monthly Policy: Your Policy duration is one (1) month. Your Policy will automatically renew each

month beginning from the date You purchase Your first Monthly Policy as reflected on the original

sales receipt for Your Policy. In the event Apple is no longer able to service Your Covered

Equipment, Apple will provide You with one month advance written notice of cancellation, or as

otherwise required by law, after which Your Policy will cease to renew.


Had the iPad been exchanged during its support lifetime, the current monthly policy would carry forwards to the replacement. As the vintage iPad was exchanged due to unavailability, the existing monthly policy ceased - requiring a new monthly policy at the current rate - the increased cost of which appears to be the basis of your complaint here.


Given the age of your [now] ineffective AppleCare+ policy and the hardware upgrade that you have received through replacement, the new monthly AppleCare+ policy arguably still represents good value for money given the peace of mind that you seemingly derive from it.


Contributors here are all end-users, just like you. We have absolutely no influence over Apple or its policies - or its Insurance Policies (in this case administered by AIG) which differ by region/country. Other than the Moderation Team, Apple generally do not monitor or act upon posts appearing here.


If you have concerns over the legal status or applicability of the AppleCare+ Insurance Policies that you currently have, you need to seek qualified consumer and/or legal advice - starting perhaps with your local CAB, the UK Financial Ombudsman Service (FOS).


Nov 8, 2025 10:47 AM in response to aunty1234

aunty1234 wrote:

I bought a 2-year fixed-term plan in Dec 2021, so 3.2.2 doesn’t apply to that contract. And when Apple gives a replacement, the policy should transfer to the new serial (the replacement becomes the new “Covered Equipment”). Selling me a fresh plan is a separate sales decision, not something 3.2.2 covers.


Your two-year fixed term, purchased December 2021, ended in December 2023 - when presumably you elected to extend AppleCare with a monthly plan.


To reiterate, there really is nothing that contributors here can do here to change matters. Given your evident grievance, you really do need to seek advice from your local CAB or make a complaint via the Financial Ombudsman, the latter having oversight of Insurance schemes.


A Solicitor may also offer advice, although the cost of engaging professional legal assistance may outweigh any potential gain. The Financial Ombudsman, if involved, has the power to make a determination binding on both sides.



Nov 8, 2025 2:02 AM in response to shoeluvr13

Thank you for helping. I explained it very well to 3 customer service advisors:


This is what I explained to the 3 advisors:


Ipad applecare UK cover since 2022 when I bought the ipad originally

In that time I have had 2 replacements and my cover just carried on with the new devices

My latest ipad stopped charging

Apple told me I can't have a express replacement due to the fact they need to give me a new model. However this options is clearly written in my applecare insurance policy that the replacement becomes the new covered device regardless of model

I then sent back old broken ipad and got a replacement

Sent broken ipad back under the £5.99 applecare

Recieved new ipad

Called up to check the transfer of seriel number

Told by them I had to cancel my insurance of £5.99 and buy one at £8.99 as they will NOT transfer my new device seriel number on a new model. > forced to pay more.

So right now I have 2 insurance policies one on the old ipad that I sent back and one on the new ipad for £8.99 as I don't want to cancel my old policy.


All this is due to them saying I have a new model.Well, models and things should not matter according to the working of the UK terms from what I can read unless there is a clause in there I can't see as my vision is not the greatest.

AppleCare+ coverage transfer discrepancy for iPad Pro replacement

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