I have a 13 and updated to the 26.0.1 but wallet wont let me add my new card to it. I have no problem adding it to different apps and stuff it’s just Apple Pay. I’ve called my bank and they say that they don’t see any new tokens that I’ve attempted to add my card and they see that I’ve successfully added it to different apps.
iPhone 13, iOS 26
Apple is not a bank. Apple does not verify cards for adding to Apple Wallet. All verification and authentication is done by the banks themselves. Banks may use the Payment Network Operator (Visa, Mastercard, etc.) for some verification services.
When you attempt to add a card to your Apple Wallet, your iPhone sends data about how you use your device, your Apple Account, and other information that helps the banks and PNO’s verify you, your device and your cards. The information is encrypted and Apple does not know the contents of the encrypted data.
The PNO and bank use the information you send for verification purposes and to reduce the potential for fraud from scammers etc. Apple does not participate in these decisions. If the PNO approves the request, it is sent to the bank for final approval and issue of the dynamic token representing your card. Again, Apple does not participate in the decision process and if a token is not issued, you receive a notification stating to contact the bank. Apple is not informed by the PNO or the bank the reason(s) for the decline.
You may also be interested in the information in this thread in the community.
After 1 month of agony about this problem, i finally was able to add a card, DO NOT CHOOSE A BANK ISSUER of your card go with "ADD A DIFFERENT CARD". Works like charm.
When you attempt to add the card, what is the error message you receive?
What country are you in? Are you trying to add the card to Apple Wallet for use with Apple Pay or are you trying to add it to your Apple Account to use for purchase of apps, game tokens, subscriptions etc. with Apple?
Card Not Added, Contact your card issuer for more information. And when I called them about it they said that they haven’t seen the attempt to it, and seen other apps like Venmo where it successfully added and that nothings wrong with my card.
The US, and to use it with Apple Pay. I have other cards on there it just won’t add the new one, and I’m not at the limit for it. I only have two other cards they were added a while ago.
What country are you in? That’s not an option in US.
Adding a new card to Apple Pay
