NFC Apple Pay not working on iOS 26

After updating to iOS 26, when I try to make contactless payments, the NFC app remains in a waiting state. It doesn't give any error messages, it just waits.


I contacted Apple Support, and they ran a remote hardware diagnosis and found no faulty components. They say it's software-related and I should wait for iOS 26.0.1, but I can't find anyone online with the same problem.


Is it possible they'll fix this problem with iOS 26.0.1?

iPhone 15 Pro, iOS 26

Posted on Sep 22, 2025 8:18 AM

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Question marked as Top-ranking reply

Posted on Oct 21, 2025 5:43 AM

This fixed my issue:

It may be due to the fact that your cards are not fully verified in the app. Open up Wallet & Apple Pay section in your setting and double check if they are verified. Once you have them verified, double taps will work.

50 replies

Oct 10, 2025 2:37 PM in response to Ozne86

My watch (series 7) is at 26.0.2 and I had the same failure today. I double tap the side button and it just gives me a gray screen with no NFC activity detected by the reader. If I click the stem and select the wallet app, then select the card I want to use, it asks for a double tap of the side button to activate and then everything works as it did before. It looks to me like there were some changes made to WatchOS 26 that corrupted the "double tap the side button to activate the default card for NFC reading" process. This seems to me to be a bug that needs fixing soon.

Oct 1, 2025 1:59 AM in response to Ozne86

Hi, I'm having exactly the same issue. Apple pay no response, certainly double press the right button to activate the apple pay app. But the card doesn't respond to the POS machine like before. This is not the 3rd party app but the apple pay APP. Not the bank issue as I tried two different cards. Not the NFC hardware issue as I also tried charging my cash card with other APP, NFC works. It's also not the POS machine issue, tried super market purchase, bus, vending machines, all no response from apple pay.

Oct 1, 2025 12:09 PM in response to Jeff Markel

NFC is obviously working, but Express Pay and Apple Pay are separate. A lot of developers wanted access to the NFC API and Apple implemented fundamental changes. This seems to be effecting some applications and some fundamental processes. It’s entirely possible, it’s POS systems that need to be upgraded to be compliant with the changes. I’ll try to reach out to some of my contacts in that industry and see if they are experiencing issues with the release.

Oct 29, 2025 8:06 AM in response to Rids57

NFC is not used for Airdrop. Airdrop uses WiFi in a peer to peer network environment. If your NFC isn’t working you need to have Apple perform diagnostics on your iPhone. It can be done in person at an Apple Retail Store or at an Apple Authorized Service Provider. You can also contact Apple Support and request remote diagnostics.


If you’re in the US, please call  1-800-MY-APPLE, or outside the US, consult the support articles below. In Canada, call 1-800-263-3394.


Contact Apple for support and service - Apple Support


Genius Bar Reservation and Apple Support Options - Apple

NFC Apple Pay not working on iOS 26

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