Possible Apple Pay scam via text message

Question

Level 1

4 points

Possible Apple Pay scam via text message

I received a payment by apple pay via text. The text says that the $50 payment is on hold. " We're unable to process you $50 business payment due to current account status. For funds approval, please upgrade your account to out cooperate level by completing the follow steps below; How to expand limit to access the pending payment. To expand your account limit and funds approval, please coordinate with the business payer to submit an additional payment of $500 to your account. Upon receipt, we will promptly credit the total of $550 to your account upon refund deposit. " It gives a number of 1-269-2xx-xxxx Agent Griffin. Does anyone know if this is legit or it sounds like a scam to me. Please help.

[Edited by Moderator]

Original Title: Receiving payment by apple pay via text

Posted on Sep 4, 2025 11:21 AM

Reply

Answer 1

Top-ranking reply

Jeff Donald

Level 8

41,658 points

Sep 4, 2025 11:41 AM in response to 123-jc-925

It’s a scam. There is no such thing as an Apple Cash business account. In fact it’s against the terms & conditions to send Apple Cash for business/commercial transactions.

Apple would never contact you. Your bank (issuer of card) would contract you. Banks do the exact opposite of the message you received. If they suspect fraud the transaction is stopped immediately. You have to call to verify the transaction, not call to stop the transaction.

“Don't answer suspicious phone calls or messages claiming to be from Apple. Instead, contact Apple directly through our official support channels.”

”To report a suspicious SMS text message that looks like it's supposed to be from Apple, take a screenshot of the message and email the screenshot to reportphishing@apple.com.”

You can report phishing at these links and most importantly your local law enforcement.

Learn about how not to be a victim of Social Engineering.

Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams - Apple Support

Reply

Answer 2

Mac Jim ID

Level 9

54,752 points

Sep 4, 2025 11:38 AM in response to 123-jc-925

Nothing in that message sounds legitimate, and you would never send money to receive more money back.
Commercial use of Apple Cash for sending/receiving money with Apple Pay over messages is prohibited and a violation of the Terms of Use for Apple Cash.
Also, there are spelling errors in that message which is a huge red flag.
Never call a number you see in an unsolicited message and provide any information.
Never send money to someone you do not know with Apple Cash.

Reply