It's not the permissions. Those are set to read write for everyone.
These are old photos. I looked at them a few days ago on an old camera card before i transferred them to this folder. That whole folder behaves the same way. No file permissions issue that I can see or change.
Mac mini, macOS 10.12
It seems you have permissions to open it. But try to Finder > Get Info of the enclosing folder and set the permissions as in (Monterey) defaults below and after opening that lock use "Apply to enclosed items...":
If that does not help, you could via the Terminal check further details and compare them with other images that open OK:
ls -al image.jpg
-rw-r--r--@ 1 matti staff 3211540 Jul 21 2019 image.jpg
If that does not help, then maybe others can chime in for further troubleshooting.
The file . . . couldn't be opened because you don't have permission to view it.