Apple Card Statements, CSV format > "Save to Files" – Where do they go?

It never fails to amaze me how Apple, the preeminent industrial and user experience design company, can produce such clumsy and confusing interfaces and user experiences.

I have read the numerous threads and Apple Support articles about how to access and 'download' Apple Card Statements. If you log into your account online at card.apple.com and select the Statements option on the left the process seems very clearcut and behaves as expected...choose a statement and press the download icon next to it. Wheel spins for a short time, then you see the download process ( Safari browser ) – go to your Downloads folder and there is Apple Card Statement for the month you selected.

There is just one big problem, you can only download a PDF copy of your statement via this route, no CSV or other file type. If you want to access another file type you have to use the Apple Card app within the Wallet.

Here the process seems fairly direct vas well:

1. Click on Card Balance
2. Click on the statement of your choice.
3. A summary of that statement is displayed.
4. If you want something other than a PDF, at the bottom, click on Export Transactions
5. Four export options appear, with CSV option at the top of this list.
6. The app shows you the file (CSV) as a text format
7. Idle curiosity? Press done and bail.
8. But if want the CSV file, press on the down arrow, next to the crowded and truncated title. Here is where the irritation starts to mount, rotate the phone until the end of time and you not get the very long lines of data to appear in the more readable landscape view.
9. Pressing on the down arrow yields a drop down menu with two options:

A. Save to Files

B. Print

10. Here you can choose and existing folder on your iCloud Drive, create a new one or go with the Default. Here is where it gets weird...if you go with the default, you see what appears to be a folder entitled "Wallet."

Your CSV statement is saved there or at least that is the assumption. As I went through all 12 statements for the 2024 year, each time saving the next monthly statement, I would see the growing list of saved CSV files.I

But when I went to the iCloud Drive to move the files to a more useful location I could not locate a "Wallet," moving to my MacBook Pro's iCloud folder yielded the same result, no "Wallet" folder. A search for its name or that folder or the a filename like "Apple Card Statement" yields 'No Result' on the iPhone or on the MacBook Pro.

The only way to view this list of saved files is to go back through the above process . If you go to browse from that point and view 'Recently Used' it shows 'Wallet' long other recently used iCloud Drive folders, you can click on the 'Wallet' folder and see the list but I cannot locate it any other expected manner.

I decided to take a different path and went back to Step 9. A. Save to Files and this time choose a folder that I created while in the iCloud Drive, outside the Wallet app and saved the files there. They immediately appeared as expected in that folder and they can be viewed and searched.

The problem remains that still do not know where that other folder Wallet' is located or the 12 CSV files that are now taking top some amount of memory.

Where is this folder and its files located? How can I make them visible so that I can delete them?

Thanks