Phil is absolutely correct. I would like to add a little additional information. It’s fairly easy to setup a merchant account to accept credit cards, including Apple Pay, through processors like Square or PayPal. Once your account is setup as a sole proprietorship you install their POS app from the Apple App Store and you can enter the numbers manually or if you have an iPhone 15 or 16 series, you can do Apple Pay (Tap-To-Pay) using the front screen of your iPhone. They simply tap their card on the top third of the screen and in a second or two the charge is approved and within a minute or two the funds are in your account.
The acceptance of a person to person payments is a grey area in your situation. It’s got all the appearance of a commercial transaction and prohibited by the Apple Cash terms and conditions. I would clear it through an Apple Cash Specialist at Green Dot Bank.
Apple Cash is serviced and issued by Green Dot Bank. Please contact an Apple Cash Specialist at Green Dot Bank.
Contact Green Dot Bank:
- by calling (877) 233-8552,
- by mail for disputes at P.O. Box 9, West Chester, Ohio,
- by mail for general customer service at P.O. Box 1070, West Chester, Ohio 45071,
- visit www.greendot.com
https://applecash.greendot.com/termsconditions/
