Tap to pay not working in Apple Pay on my iPhone 14

ive never had problems with using tap today I’ve tried using it at 4 different stores it shows the screen wit the cards but it doesn’t beep it just sits there waiting. The card isn’t expired,and there is money on my card, it just won’t work. I’ve tried resetting my phone but it doesn’t seem to want to work

[Re-Titled by Moderator]