Some major versions of macOS ago, Apple decided to hide the user account Library folder. No reason given by Apple, but my guess would be to cut down on support calls from users who trashed items without knowing what they were for.
You can get there a couple of ways. I prefer making it visible all the time. Do that by clicking anywhere on the desktop so Finder is shown as the foreground app at the top left of the screen next to the Apple logo.
Press, Command+Shift+H
This will open your user account home folder. With that folder still active (foreground item), press Command+J (Show View Options). Turn on the check box for Show Library Folder. Close the Options palette.
The Library folder will now be visible in your user account home folder. Bonus: you can also now get to that Library folder at any time from the Finder by pressing Command+Shift+L .
With the Library folder of your user account open, open the Preferences folder. Within that, move the folder Adobe Photoshop 2025 Settings to the desktop.
Now when you launch Photoshop, it will open with all of the default settings (and create a new Adobe Photoshop 2025 Settings folder in the Preferences folder).
The purpose for moving the original prefs folder out is so now, if it fixes the issue, something in the preferences you were using was the problem, and you may as well simply delete the prefs folder you moved to the desktop.
If nothing changes, you can close PS and move your prefs folder from the desktop back into the Library folder and replace the fresh one PS just made. Then you don't have to reset everything back to the way you like it. Still doesn't solve the issue, but proves something in your settings is not causing the problem.