Apple Card foreign transaction fees?

If the card is used in Europe, will there be any sort of additional fee (%) for foreign transaction?

iPhone 12 Pro, iOS 18

Posted on Mar 14, 2025 12:49 PM

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3 replies

Mar 14, 2025 01:13 PM in response to awlovell

There are two fees associated with any foreign transaction, handling fees that are typically termed foreign transaction fees. Second type is foreign currency conversion. Goldman Sachs Bank (Apple Card) does not charge foreign transaction fees or foreign currency exchange fees.


However, Mastercard International does charge a conversion fee at the day rate. This rate is the day your charge is presented to the bank for settlement. This can be several days to over a week after the transaction took place. Foreign Currency Exchange fees generally run in the 3.5% to 8.0%, but may be higher.


Mastercard can provide a more accurate estimate. Contact Mastercard International for an estimate.


https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf

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Apple Card foreign transaction fees?

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