How do I prevent a removed card from being charged for in-app purchases on Apple Wallet?

I had a card on my apple wallet and it was used for in app purchase. I removed that card from my wallet and entered a different card, multiple times, but the removed card keeps getting charged for in-app purchases.


[Re-Titled by Moderator]

iPhone 13 Pro, iOS 18

Posted on Feb 26, 2025 7:41 AM

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Question marked as Top-ranking reply

Posted on Mar 3, 2025 8:53 AM

Yes, correct, you removed a payment method from your Apple Account and not your Wallet. Important distinction because you can remove a card from one and not another.


So, back to the issue at hand. When you start a subscription with your Apple Account, Apple is permitted to retain a payment token representing your payment method. If you remove the card, the token remains. Why? A subscription is a contract for payment. Your bank and payment network (Visa, Mastercard etc.) respect the contract and continue to process payments requests.


How do I stop payments? Contact Apple and cancel the subscription. You may request a refund and Apple may grant your request. The Apple Support articles I linked to below will help.


Get Help with Subscriptions and Purchases


Manage Subscriptions

Visit Apple Support

Report a Problem

View Account Information


7 replies
Question marked as Top-ranking reply

Mar 3, 2025 8:53 AM in response to Lilybell2014

Yes, correct, you removed a payment method from your Apple Account and not your Wallet. Important distinction because you can remove a card from one and not another.


So, back to the issue at hand. When you start a subscription with your Apple Account, Apple is permitted to retain a payment token representing your payment method. If you remove the card, the token remains. Why? A subscription is a contract for payment. Your bank and payment network (Visa, Mastercard etc.) respect the contract and continue to process payments requests.


How do I stop payments? Contact Apple and cancel the subscription. You may request a refund and Apple may grant your request. The Apple Support articles I linked to below will help.


Get Help with Subscriptions and Purchases


Manage Subscriptions

Visit Apple Support

Report a Problem

View Account Information


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How do I prevent a removed card from being charged for in-app purchases on Apple Wallet?

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