Apple Watch is ringing for phone calls even though it’s off my wrist

I have an Apple Watch Series 7 and a iPhone 15 pro. Scenario, at work my watch gives me notifications etc. mirroring my phone. Come home take watch off put it on charger. Now I’m in another part of my home and I get a phone call, but I don’t know that I’m getting a phone call because my phone is silent, because my watch is still getting the notifications. I have missed many phone calls because of this. I have found that if I turn off Bluetooth then my phone will ring. This is a problem because I have security that relies upon the Bluetooth.