Missing NFC settings on iPhone 16 Pro Max

I have the iPhone 16 Pro Max, iOS 18.2.1.

I can't find where its suppose to be. I checked YouTube, followed everything and it's not there. From the videos I watched, its by going to Settings then choosing General then I'd scroll until I find NFC but its not there. Maybe there's something else I have to do that I overlooked?!

Any help is appreciated, thanks!

[Re-Titled by Moderator]