Just a clarification...
> If I purchased an Ipad mini w cellular then it would have its own phone line when wifi is not available
yes, but...
As 6x6 pointed out, the iPad cellular connection is for data-only, and won't accept incoming phone calls (but FaceTime will work since that's a data service, not a phone service). the point being you don't have a phone number, per se., attached to the iPad.
More importantly, the iPad with WiFi can only connect to WiFi networks and will not work when out of range of a WiFi network.
The iPad with WiFi and Cellular can connect to both WiFi (preferred) and Cellular (fallback) networks, so can continue to work remotely.
However, the cellular service requires a subscription from a cell provider, which costs money.
If you know you don't need cellular at all, go for the WiFi version.
If you're not sure if you need cellular, or may want it in the future, get the WiFi & Cellular iPad. You can not subscribe to service, and not pay anything, but you then have the option of adding cellular service at a later date, if you find you need/want it.
The iPad (WiFi) doesn't have the hardware for connecting to a cellular network, and it cannot be added later, so it's not an option at any point.