Mac Mini M4 heat and fan issues

Hi,

My question is about the Mac Mini M4 Pro with 48GB RAM, 12-core CPU/16-core GPU and 512GB storage.

Gamers are complaining about heat and noise on here and other forums.

I am not a gamer but am wondering whether the following would cause internal temps to regularly go over 150F/65C and/or cause the fans to keep running:

I plan to use a dual display set-up, browser with multiple tabs, mail, PDF with multiple tabs, Word, Excel, and possibly a VM with Dragon Dictate, all on simultaneously.

I'd probably use Apple Intelligence functions and would need to use Zoom for calls, but for meetings no longer than an hour.

I am particularly interested to hear from people who have actually done this on a Mac Mini M4.