AirPod incoming phone call ringing is extremely loud

I have an iPhone 16 that I use with my AirPod Pro 2. When I have the headphones on and I get a phone call the ringtone is extremely loud. I have to rip the AirPods out. It is only the incoming phone call that’s rings too loud. I’ve gone into all the settings, turned all the ring tones down to the lowest setting. I can barely hear the other alerts now. Until I receive a call and the ring is full volume. Nothing seems to help.